{"id":3411,"date":"2025-05-20T10:36:03","date_gmt":"2025-05-20T02:36:03","guid":{"rendered":"https:\/\/www.33finance.com\/terms-conditions-fees-charges"},"modified":"2026-03-10T12:29:13","modified_gmt":"2026-03-10T04:29:13","slug":"terms-conditions-fees-charges","status":"publish","type":"page","link":"https:\/\/33finance.com\/zh-hant\/terms-conditions-fees-charges","title":{"rendered":"\u689d\u6b3e\u3001\u689d\u4ef6\u3001\u8cbb\u7528"},"content":{"rendered":"

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\u4e09\u4e09\u91d1\u878d\u500b\u4eba\u9810\u4ed8\u5361<\/h2>\n

[\/et_pb_text][et_pb_text module_class=”fees” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

詳述<\/p>\n<\/div><\/div><\/td>

<\/td>

萬事達<\/p>\n<\/div><\/div><\/td>

銀聯<\/p>\n<\/div><\/div><\/td><\/tr>

開卡費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 60<\/p>\n<\/div><\/div><\/td>

HKD 60<\/p>\n<\/div><\/div><\/td><\/tr>

卡續期費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 80<\/p>\n<\/div><\/div><\/td>

HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

補發新卡手續費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 80<\/p>\n<\/div><\/div><\/td>

HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

卡贖回費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 80<\/p>\n<\/div><\/div><\/td>

HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

外幣簽賬及\/或海外交易手續費<\/p>\n<\/div><\/div><\/td>

<\/td>

1.8%<\/p>\n<\/div><\/div><\/td>

1%<\/p>\n<\/div><\/div><\/td><\/tr>

ATM 現金提款手續費 (每次及按交易金額)<\/p>\n<\/div><\/div><\/td>

<\/td>

1.5% 或最低 HKD 20<\/p>\n<\/div><\/div><\/td>

1.5% 或最低 HKD 20<\/p>\n<\/div><\/div><\/td><\/tr>

小額交易處理費 (每單相等或少於 HKD 10 或等值的交易)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td><\/tr>

以非港元購買手續費<\/p>\n<\/div><\/div><\/td>

<\/td>

0.5%<\/p>\n<\/div><\/div><\/td>

0.5%<\/p>\n<\/div><\/div><\/td><\/tr>

小額銀行增值手續費 [增值金額少於 HKD5,000 (按每次 及增值金額)]<\/p>\n<\/div><\/div><\/td>

<\/td>

1%<\/p>\n<\/div><\/div><\/td>

1%<\/p>\n<\/div><\/div><\/td><\/tr>

轉數快轉賬手續費（每次及按轉賬金額）<\/p>\n<\/div><\/div><\/td>

<\/td>

1%<\/p>\n<\/div><\/div><\/td>

1%<\/p>\n<\/div><\/div><\/td><\/tr>

詳細交易記錄收費 (每個月的交易記錄)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 50<\/p>\n<\/div><\/div><\/td>

HKD 50<\/p>\n<\/div><\/div><\/td><\/tr>

查核賬項及索取交易證明手續費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 120<\/p>\n<\/div><\/div><\/td>

HKD 120<\/p>\n<\/div><\/div><\/td><\/tr>

餘額查詢 - ATM機 (每次)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 5<\/p>\n<\/div><\/div><\/td>

HKD 5<\/p>\n<\/div><\/div><\/td><\/tr>

退款交易處理費 (每單)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td><\/tr>

卡管理費 (每月)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 10
首十二個月豁免<\/p>\n<\/div><\/div><\/td>

HKD 10
首十二個月豁免<\/p>\n<\/div><\/div><\/td><\/tr>

終結卡管理月費 (每月從過期卡的餘額中扣除)<\/p>\n<\/div><\/div><\/td>

<\/td>

餘額的 10% 或 最低 HKD 80<\/p>\n<\/div><\/div><\/td>

餘額的 10% 或 最低 HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

休眠賬戶管理費 (賬戶連續六個月沒有任何活動，從第七個月開始每月收取)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 10<\/p>\n<\/div><\/div><\/td>

HKD 10<\/p>\n<\/div><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n\n

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\u4e09\u4e09\u91d1\u878d\u79ae\u54c1\u5361<\/h2>\n

[\/et_pb_text][et_pb_text module_class=”fees” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

詳述<\/p>\n<\/div><\/div><\/td>

<\/td>

萬事達 HKD<\/p>\n<\/div><\/div><\/td>

萬事達 USD<\/p>\n<\/div><\/div><\/td>

銀聯<\/p>\n<\/div><\/div><\/td><\/tr>

開卡費<\/p>\n<\/div><\/div><\/td>

<\/td>

豁免<\/p>\n<\/div><\/div><\/td>

USD 7<\/p>\n<\/div><\/div><\/td>

豁免<\/p>\n<\/div><\/div><\/td><\/tr>

補發新卡手續費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 80<\/p>\n<\/div><\/div><\/td>

USD 10<\/p>\n<\/div><\/div><\/td>

HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

卡贖回費<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 80<\/p>\n<\/div><\/div><\/td>

USD 10<\/p>\n<\/div><\/div><\/td>

HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

外幣簽賬及\/或海外交易手續費 (按交易金額)<\/p>\n<\/div><\/div><\/td>

<\/td>

1.8%<\/p>\n<\/div><\/div><\/td>

2%<\/p>\n<\/div><\/div><\/td>

1.8%<\/p>\n<\/div><\/div><\/td><\/tr>

小額交易處理費 [每單相等或少於 HKD 10 或等值的交易]<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td>

USD 0.5
每張卡首三單獲豁免
<\/p>\n<\/div><\/div><\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td><\/tr>

以非港元購買手續費(按購買金額)<\/p>\n<\/div><\/div><\/td>

<\/td>

0.5%<\/p>\n<\/div><\/div><\/td>

0.5%<\/p>\n<\/div><\/div><\/td>

0.5%<\/p>\n<\/div><\/div><\/td><\/tr>

詳細交易記錄收費 (每個月的交易記錄)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 50<\/p>\n<\/div><\/div><\/td>

USD 6<\/p>\n<\/div><\/div><\/td>

HKD 50<\/p>\n<\/div><\/div><\/td><\/tr>

查核賬項及索取交易證明手續費(每項交易)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 120<\/p>\n<\/div><\/div><\/td>

USD 15<\/p>\n<\/div><\/div><\/td>

HKD 120<\/p>\n<\/div><\/div><\/td><\/tr>

退款交易處理費 (每單)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td>

USD 0.5
每張卡首三單獲豁免
<\/p>\n<\/div><\/div><\/td>

HKD 4
每張卡首三單獲豁免<\/p>\n<\/div><\/div><\/td><\/tr>

卡管理費 (每月)<\/p>\n<\/div><\/div><\/td>

<\/td>

豁免<\/p>\n<\/div><\/div><\/td>

豁免<\/p>\n<\/div><\/div><\/td>

豁免<\/p>\n<\/div><\/div><\/td><\/tr>

終結卡管理月費 (每月從過期卡的餘額中扣除)<\/p>\n<\/div><\/div><\/td>

<\/td>

餘額的 10% 或 最低 HKD 80<\/p>\n<\/div><\/div><\/td>

餘額的 10% 或 最低 USD 10<\/p>\n<\/div><\/div><\/td>

餘額的 10% 或 最低 HKD 80<\/p>\n<\/div><\/div><\/td><\/tr>

休眠賬戶管理費 (5 個月賬戶未有活動, 將於第 6 個月開始每月收取)<\/p>\n<\/div><\/div><\/td>

<\/td>

HKD 10<\/p>\n<\/div><\/div><\/td>

HKD 10<\/p>\n<\/div><\/div><\/td>

HKD 10<\/p>\n<\/div><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n\n

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\u689d\u6b3e\u53ca\u7d30\u5247<\/h2>\n

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